Trusted Mortgage Solutions Built on Experience and Results
Cosmos Mortgage Corp delivers reliable, strategic mortgage solutions for homebuyers, investors, and homeowners across Illinois. With over 22 years of experience in the mortgage industry, we specialize in structuring loans that align with real financial goals—not one-size-fits-all approvals.
Mortgage Expertise You Can Rely On
Personalized Lending Solutions For You
At Cosmos Mortgage Corp, we believe successful lending starts with understanding your financial picture, not just your credit profile. Every client receives personalized guidance designed to support informed decisions, whether you are purchasing, refinancing, or investing. We focus on structuring loans that are sustainable, strategic, and aligned with your long-term objectives.
Our team combines market insight with hands-on experience to navigate changing lending conditions and underwriting requirements. By maintaining strong lender relationships and staying current with industry standards, we help clients secure financing efficiently and confidently.
Comprehensive Loan Programs Designed for Flexibility
We provide a diverse portfolio of mortgage solutions to meet the needs of owner-occupants and real estate investors alike. Our loan programs are designed to accommodate a wide range of income structures, property types, and financial goals. Whether you are seeking traditional financing or alternative lending options, we ensure transparency, speed, and competitive terms throughout the process.
With a strong foundation in both residential and investment lending, Cosmos Mortgage Corp serves as a long-term financial partner—not just a transaction-based lender.
Lending Solutions Tailored to Your Financial Strategy
At Cosmos Mortgage Corp, our loan programs are structured to address real-world financial scenarios while maintaining compliance and efficiency. We guide clients through each option with clarity, ensuring they understand how the loan supports their broader objectives.
DSCR Loans
Designed for real estate investors, DSCR loans qualify based on property cash flow rather than personal income. This allows investors to scale portfolios efficiently while maintaining flexibility and streamlined documentation.
Hard Money Loans
Hard money loans provide fast, asset-based financing for time-sensitive purchases, renovations, or short-term investment opportunities. These loans are ideal for investors who need speed, flexibility, and decisive execution.
Conventional, FHA, VA, and Jumbo Loans
We offer a full spectrum of traditional mortgage solutions, from low-down-payment FHA loans and VA loans for eligible veterans to conventional and jumbo loans for primary residences and high-value properties. Each option is structured to maximize affordability and long-term stability.
Your Long-Term Mortgage Partner in Chicago
Cosmos Mortgage Corp is proudly based at 5573 N Northwest Hwy, Chicago, IL 60630, serving clients with integrity, precision, and a commitment to results. With more than two decades of industry experience, we bring seasoned insight to every loan scenario, ensuring clients feel informed and confident at every stage of the process. From initial consultation to closing and beyond, our focus is on building lasting relationships, not just closing loans. When you work with Cosmos Mortgage Corp, you gain a trusted advisor dedicated to helping you navigate the mortgage landscape with confidence and clarity.
